You have your whole life in front of you, and then you get into an accident. Later, you learn that your spinal cord is damaged and that you aren't likely to regain all function again. Even if you are expected to regain some function, your life will inevitably change in some ways.
If you have been seriously injured in an accident, it is important that you seek the advice of a qualified attorney who will fight to protect your interests. Victims have a right to be compensated for all of the losses they suffer when their injuries occur as the result of another party's negligence. Do not leave your case in the hands of a lawyer who will recommend the first settlement offer from the insurance company.